FINTECH INFRASTRUCTURE
InheriTech's 10-layer financial technology architecture — from cloud foundation to family-office reporting. Every arm plugs into regulated rails, hierarchical ledgers, and real-time money movement.
DEPLOYMENT STRATEGY
ARCHITECTURE
Each layer is a sovereign module. Click to expand and see the components, providers, and integration details.
INTEGRATION MAP
Each arm plugs into specific layers of the fintech stack. The more layers an arm touches, the deeper its financial integration.
Knowledge base + planning engine + asset models
Document vault + trust ledger views + distribution workflows
Goal-based sub-ledgers + behavioral dashboards
Rewards ledger + referral tracking + payouts engine
Encrypted vault + inheritance instructions + access rules
Lineage registry + asset history + reporting
Mobile API layer + push notifications + secure sessions
Entity registry + risk scoring + compliance tasks
Tax modeling + scenario engine + exportable reports
Lending origination + servicing + investor pool accounting
Metals buy/sell + allocation ledger + custody reporting
Escrow logic + approvals + payments rails + dispute logs
Ecosystem governance + cross-arm analytics + compliance
WHAT YOU'RE REALLY BUILDING
The stack enables these sovereign financial capabilities — each one a paradigm shift from traditional wealth management.
Accounts and ledgers governed by trust roles — not individual ownership, but fiduciary stewardship.
Investor money segmented by mandate: real estate, business lending, metals, acquisitions.
Underwriting tied to collateral + trust backing — not credit scores, but real asset value.
RTP/FedNow/push-to-card for beneficiary disbursement — wealth moves in real time.
Hold → Approve → Release with full audit trails — trust-governed commerce.
Ounces, shares, fractional ownership tracked in the ledger — beyond stocks and bonds.
This architecture is designed to scale from MVP to full financial institution. Every layer is modular — start with Path A for speed, migrate to Path B for sovereignty.